How much do fraudulent auto accident claims cost you?

GREENVILLE, N.C. (WNCT) – Following the arrest of 10 Pitt County residents for staging auto accidents, we’re looking into how much these types of claims cost you.

On average, 10 cents for every $1 paid in premiums goes to cover insurance fraud. So, if you’re premiums run you around $1,000 each year, fraudulent claims are costing you $100.

In Greenville, police respond to an average of 500 accidents every month. That leads to the highest insurance premiums in the East.

CAR INSURANCE PER MONTHWNCT used the Progressive auto insurance quote generator to find out an estimate for a 2015 sedan. In Greenville, that car would run you around $73 a month, followed by Jacksonville at $62, Kinston at $61, and New Bern at $59.

Driving in Greenville is so bad that the city’s insurance premiums are even higher than larger cities like Raleigh and Charlotte. Raleigh’s premium for the same car sat at around $65 per month, followed by $64 a month in Charlotte.CAR INSURANCE ACROSS THE STATE

Insurance agents in the East said the number of accidents in an area is just one of the things that determine your rates.

“I’ve seen people reading newspapers when their driving down the road. It’s just not a good area where people are paying attention.,” said Gayle Bailey, an agent with Mack Beale’s State Farm office in Greenville.

Many drivers said they weren’t aware that fraudulent claims were such a problem. They also said they were shocked to find out how much it was costing them.

“People just need to be honest, it affects us all,” said Toni McFaddin. “I’m one that I’ve got to count my pennies too. So if it increases the rates for everybody why do it?”

Other drivers, like Michael Marini, said he isn’t surprised at high rates in Greenville. He said people staging accidents is just sad.

“People are doing desperate things. This is obviously showing how desperate people can get in desperate times,” he said.

Insurance fraud is something all agencies are looking into. There is a centralized database that agents can go to in order to look up claims for different drivers.

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