Maysville homeowners insurance premiums to decrease

MAYSVILLE, N.C. (WNCT) – Homeowners insurance premiums could be going down very soon for people living in and around Maysville.

That’s because the Maysville Fire and EMS Department received an improved fire rating from the state after an April inspection. It was the first inspection since 2004.

The new district-wide five rating at Maysville Fire and EMS means emergency crews are well-equipped and trained to handle fire and emergency calls. It also means that the department is better equipped to cover up to five miles outside of town limits thanks to increased water storage on trucks.

The rating went from a nine in the county, which meant that crews weren’t recognized by the state as operational in that area, and a seven in the city, to a five overall in the whole district.

Fire Captain Michael Kirk said the station underwent special training and made upgrades in order to receive the improved rating.

“We have more tools and equipment available to us now to better handle any kind of emergency situation,” he said. For example, the department now has improved ways to carry water on firetrucks that allow it to reach more rural areas, which often have a lack of fire hydrants.

This is good news for homeowners living in and around Maysville. Bailey and King Insurance account representative Christine Caamano says the new rating should save homeowners a decent amount on their insurance premiums.

“We ran some estimates and it looks like right now anywhere from five percent to 20 percent savings depending upon the location, the make of the home if its frame or brick and who the company is,” Caamano said.

It’s something that Main Street Pizza manager Geoffrey Carrio is looking forward to. “Any bit of money you can save, especially in a small business, helps,” Carrio said.

Captain Kirk says the extra work to make it all happen was well worth it.  “It was a lot of long nights, but the dedication and hard work of all the members here in Maysville really, really showed in this rating,” he said.

The new rating takes effect September 1, 2016, but it could take some time for insurance agencies to implement the change. If you want to speed up the process, take a copy of the fire department’s rating and proof you live in the district to your local agent.

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